Owner-Occupied Commercial Loans

Finance office, retail, or industrial property that your business will operate from.

Investment Commercial Property Loans

Acquire commercial property for investment purposes with flexible repayment options.

Short-term financing to bridge the gap between buying a new property and selling an existing one.

Development & Construction Loans

Finance the construction or renovation of commercial property, including office buildings, retail spaces, and industrial facilities.

Working Capital Loans

Access funds to manage cash flow, inventory, or other operational needs.

Commercial lending

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Tailored commercial lending solutions for businesses across Australia

At StepNest Finance, we provide expert commercial lending solutions for businesses seeking financing to purchase, refinance, or expand their commercial property or operations. Whether you’re acquiring office space, retail premises, industrial property, or need working capital, our commercial lending specialists offer personalised strategies to support your business growth.

Why Choose StepNest Finance for commercial lending?

Tailored commercial lending solutions: We structure loans to meet the unique needs of your business.
Access to multiple lenders: We work with banks and non-bank lenders to secure the best commercial loan terms.
Flexible loan options: Options include owner-occupied, investment, bridging, and development loans.
Expert guidance: We simplify the commercial lending process, ensuring compliance and helping you make informed decisions.
Fast and efficient process: Streamlined applications designed to meet tight business timelines.

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How commercial lending works

Discovery call

Discuss your business goals, financing requirements, and loan preferences with our specialists.

Loan option comparison

We assess your business needs and match you with the most suitable commercial lending solutions.

Application & approval

StepNest Finance prepares and lodges your application with lenders, aiming for fast approval.

Settlement & ongoing support

Once approved, we guide you through settlement and provide ongoing advice for future business lending needs.

Why choose StepNest Finance

With deep expertise in commercial property and business lending, StepNest Finance helps business owners make confident, informed decisions. Our team ensures loans are structured to support growth, cash flow, and long-term financial success.

Trusted specialists in commercial lending and finance
Clear, transparent advice at every stage of your loan journey
Access to major banks, non-bank lenders, and specialist commercial lenders
Strategic loan structuring to maximise borrowing power and returns
Ongoing support as your business and property investments grow

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Ready to access flexible commercial lending solutions for your business? Contact StepNest Finance today to explore your options and secure the right financing strategy.